{"id":37554,"date":"2026-07-10T11:30:44","date_gmt":"2026-07-10T01:30:44","guid":{"rendered":"https:\/\/www.dbaadvisory.com\/?p=37554"},"modified":"2026-09-17T17:19:36","modified_gmt":"2026-09-17T07:19:36","slug":"aml-ctf-training-requirements","status":"publish","type":"post","link":"https:\/\/www.dbaadvisory.com\/en\/aml-ctf-training-requirements\/","title":{"rendered":"AML\/CTF Training Requirements"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"37554\" class=\"elementor elementor-37554\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7625f44 e-con-full e-flex e-con e-parent\" data-id=\"7625f44\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4869ec9 e-con-full e-flex e-con e-child\" data-id=\"4869ec9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-282961b elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"282961b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">AML\/CTF Training Requirements<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5728090 elementor-align-left elementor-widescreen-align-left elementor-widget elementor-widget-post-info\" data-id=\"5728090\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-c163c3a elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/www.dbaadvisory.com\/en\/2026\/07\/10\/\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-calendar\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>July 10, 2026<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-aa53278 elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-clock\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-time\">\n\t\t\t\t\t\t\t\t\t\t<time>11:30 am<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-db6bc01 elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-open-book\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M4.895 3.776c-0.001 0-0.002 0-0.003 0-0.303 0-0.587 0.118-0.802 0.332-0.217 0.217-0.337 0.505-0.337 0.813v17.171c0 0.63 0.514 1.143 1.147 1.145 2.665 0.006 7.131 0.562 10.212 3.786v-17.97c0-0.213-0.055-0.414-0.157-0.58-2.528-4.072-7.387-4.691-10.059-4.697z\"><\/path><path d=\"M28.247 22.092v-17.171c0-0.307-0.12-0.596-0.337-0.813-0.215-0.214-0.5-0.332-0.802-0.332-0.001 0-0.002 0-0.003 0-2.671 0.006-7.53 0.625-10.059 4.697-0.103 0.166-0.157 0.366-0.157 0.58v17.97c3.081-3.224 7.546-3.779 10.212-3.786 0.632-0.002 1.146-0.515 1.146-1.145z\"><\/path><path d=\"M30.855 7.736h-0.83v14.356c0 1.608-1.31 2.919-2.92 2.923-2.261 0.005-5.989 0.447-8.629 2.946 4.566-1.118 9.379-0.391 12.123 0.234 0.343 0.078 0.696-0.003 0.971-0.221s0.43-0.544 0.43-0.894v-18.198c0-0.631-0.514-1.145-1.145-1.145z\"><\/path><path d=\"M1.975 22.092v-14.356h-0.83c-0.631 0-1.145 0.514-1.145 1.145v18.198c0 0.35 0.157 0.676 0.43 0.894s0.628 0.3 0.971 0.221c2.743-0.625 7.557-1.352 12.122-0.234-2.64-2.499-6.368-2.941-8.629-2.946-1.61-0.004-2.92-1.315-2.92-2.922z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t6\u20137 min read \t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-59f7718 elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-pen\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t1,200 words\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7dfd759 e-con-full e-flex e-con e-parent\" data-id=\"7dfd759\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-116333b e-con-full e-flex e-con e-child\" data-id=\"116333b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c9dfc7a e-con-full e-flex e-con e-child\" data-id=\"c9dfc7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0418c09 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"0418c09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>AML\/CTF training requirements apply to all staff involved in providing designated services, including support staff who handle customer information. Training must cover obligations, red flags and internal reporting, and must be documented in a way that evidences understanding rather than attendance alone.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d42044e elementor-toc--content-ellipsis elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"d42044e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;container&quot;:&quot;Main&quot;,&quot;marker_view&quot;:&quot;bullets&quot;,&quot;collapse_subitems&quot;:&quot;yes&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;fas fa-circle&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h5 class=\"elementor-toc__header-title\">\n\t\t\t\tTable of Contents\t\t\t<\/h5>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__d42044e\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__d42044e\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__d42044e\" class=\"elementor-toc__body elementor-toc__list-items--collapsible\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce311db elementor-widget elementor-widget-heading\" data-id=\"ce311db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">AML\/CTF Training Requirements: <br>Who Needs It and How to Document It<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79f938f elementor-widget elementor-widget-text-editor\" data-id=\"79f938f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>AML\/CTF training requirements reach further into a firm than most people assume. It is not only the client-facing staff. Anyone involved in providing designated services, including administrative staff who handle customer information, falls within scope. The harder question is not who, but how you evidence that they actually understood it. Confirm current requirements against <a href=\"https:\/\/www.austrac.gov.au\/updated-guidance-conducting-employee-due-diligence-and-amlctf-training\" target=\"_blank\" rel=\"noopener\">AUSTRAC guidance<\/a>.<\/p><p>For professional services firms that have become reporting entities under the Tranche 2 expansion, the training obligation applies from the date of <a href=\"https:\/\/www.austrac.gov.au\/\" target=\"_blank\" rel=\"noopener\">AUSTRAC<\/a> registration. This guide explains who must be trained, what training must cover, how frequently it must be refreshed, and how to document it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-395e198 elementor-widget elementor-widget-heading\" data-id=\"395e198\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Key Takeaways<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4827cea elementor-widget__width-inherit elementor-widget-tablet__width-inherit elementor-widget elementor-widget-ucaddon_uc_icon_accordion\" data-id=\"4827cea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_uc_icon_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Icon Accordion -->\n\t\t<link id='font-awesome-css' href='https:\/\/www.dbaadvisory.com\/wp-content\/plugins\/unlimited-elements-for-elementor\/assets_libraries\/font-awesome6\/fontawesome-all.min.css' type='text\/css' rel='stylesheet' >\n\t\t<link id='font-awesome-4-shim-css' href='https:\/\/www.dbaadvisory.com\/wp-content\/plugins\/unlimited-elements-for-elementor\/assets_libraries\/font-awesome6\/fontawesome-v4-shims.min.css' type='text\/css' rel='stylesheet' >\n\n<style>\/* widget: Icon Accordion *\/\n\n#uc_uc_icon_accordion_elementor_4827cea *{\n\tbox-sizing: border-box;\n}\n\n#uc_uc_icon_accordion_elementor_4827cea .uc_container .uc-heading{\n\tcursor:pointer;\n    display:flex;\n    align-items:center;\n    transition:0.3s;\n}\n\n#uc_uc_icon_accordion_elementor_4827cea .uc_container .uc-heading span.bbb{\n\tdisplay:block;\t  \n}\n\n#uc_uc_icon_accordion_elementor_4827cea .uc_ac_box.uc-item-active span.uc_dactive{\n\tdisplay:none;\n}\n\n#uc_uc_icon_accordion_elementor_4827cea .uc_ac_box:not(.uc-item-active) span.uc_active{\n\tdisplay:none;\n}\n\n#uc_uc_icon_accordion_elementor_4827cea .ue_icon_holder,\n#uc_uc_icon_accordion_elementor_4827cea .ue_icon_spacing{\n  flex-grow:0;\n  flex-shrink:0; \n}\n\n#uc_uc_icon_accordion_elementor_4827cea .uc_content{\n\tdisplay: none;\n}\n\n#uc_uc_icon_accordion_elementor_4827cea .ue_icon{\n  display:flex;\n  justify-content:center;\n  align-items:center;\n  line-height:1em;\n  transition:0.3s;\n}\n\n#uc_uc_icon_accordion_elementor_4827cea .ue_icon svg{\n  height:1em;\n  width:1em;\n}\n\n#uc_uc_icon_accordion_elementor_4827cea .ue_expand_inside{\n  display:flex;\n  justify-content:center;\n  align-items:center;\n  line-height:1em;\n}\n\n#uc_uc_icon_accordion_elementor_4827cea .ue_expand_inside svg{\n  height:1em;\n  width:1em;\n}\n\n#uc_uc_icon_accordion_elementor_4827cea .ue_expand,\n#uc_uc_icon_accordion_elementor_4827cea .ue_expand_spacing{\n  flex-grow:0;\n  flex-shrink:0;\n}\n\n#uc_uc_icon_accordion_elementor_4827cea .ue_title{\n  flex-grow:1;\n}\n\n#uc_uc_icon_accordion_elementor_4827cea .uc_ac_box:last-child{\n  margin-bottom:0px;\n}\n\n#uc_uc_icon_accordion_elementor_4827cea .uc_ac_box{\n  overflow:hidden;\n}\n\n<\/style>\n\n<div class=\"uc_material_accordion  \"  id=\"uc_uc_icon_accordion_elementor_4827cea\" data-name=\"\" data-closeothers=\"true\"  data-scrolltohead=\"off\">\n  <div class=\"uc_container uc-items-wrapper\">\n    \n\n<div id=\"uc_uc_icon_accordion_elementor_4827cea_item1\" class=\"uc_ac_box  elementor-repeater-item-80b2886\">\n  <div class=\"uc-heading uc_trigger\" role=\"button\" aria-controls=\"uc_uc_icon_accordion_elementor_4827cea_item1-content\" tabindex=\"0\" aria-expanded=\"false\">\n    \n          <div class=\"ue_icon_holder\">\n        <div class=\"ue_icon\"><i class='icon icon-check'><\/i><\/div>\n      <\/div>\n      <div class=\"ue_icon_spacing\"><\/div>\n        \n    <div id=\"uc_uc_icon_accordion_elementor_4827cea_item1-title\" class=\"ue_title\">AML\/CTF training requirements apply to all staff involved in providing designated services, including support staff who handle customer information.<\/div>    \n    \n          <div class=\"ue_expand_spacing\"><\/div>\n      <div class=\"ue_expand\">\n        <div class=\"ue_expand_inside\">\n          <span class=\"uc_dactive bbb ue_accordion_icon\" ><i class=''><\/i><\/span>\n          <span class=\"uc_active bbb ue_accordion_icon\"><i class=''><\/i><\/span>\n        <\/div>\n      <\/div>\n        \n  <\/div>\n  \n  <div id=\"uc_uc_icon_accordion_elementor_4827cea_item1-content\" class=\"uc_content\" role=\"region\" aria-labelledby=\"uc_uc_icon_accordion_elementor_4827cea_item1-title\" >\n          \n     \n    \n     \n    \n  <\/div>\n<\/div>\n\n\n<div id=\"uc_uc_icon_accordion_elementor_4827cea_item2\" class=\"uc_ac_box  elementor-repeater-item-482d5cb\">\n  <div class=\"uc-heading uc_trigger\" role=\"button\" aria-controls=\"uc_uc_icon_accordion_elementor_4827cea_item2-content\" tabindex=\"0\" aria-expanded=\"false\">\n    \n          <div class=\"ue_icon_holder\">\n        <div class=\"ue_icon\"><i class='icon icon-check'><\/i><\/div>\n      <\/div>\n      <div class=\"ue_icon_spacing\"><\/div>\n        \n    <div id=\"uc_uc_icon_accordion_elementor_4827cea_item2-title\" class=\"ue_title\">Training must cover the firm's obligations, the red flags relevant to your services, and the internal escalation path.<\/div>    \n    \n          <div class=\"ue_expand_spacing\"><\/div>\n      <div class=\"ue_expand\">\n        <div class=\"ue_expand_inside\">\n          <span class=\"uc_dactive bbb ue_accordion_icon\" ><i class=''><\/i><\/span>\n          <span class=\"uc_active bbb ue_accordion_icon\"><i class=''><\/i><\/span>\n        <\/div>\n      <\/div>\n        \n  <\/div>\n  \n  <div id=\"uc_uc_icon_accordion_elementor_4827cea_item2-content\" class=\"uc_content\" role=\"region\" aria-labelledby=\"uc_uc_icon_accordion_elementor_4827cea_item2-title\" >\n          \n     \n    \n     \n    \n  <\/div>\n<\/div>\n\n\n<div id=\"uc_uc_icon_accordion_elementor_4827cea_item3\" class=\"uc_ac_box  elementor-repeater-item-7d630f0\">\n  <div class=\"uc-heading uc_trigger\" role=\"button\" aria-controls=\"uc_uc_icon_accordion_elementor_4827cea_item3-content\" tabindex=\"0\" aria-expanded=\"false\">\n    \n          <div class=\"ue_icon_holder\">\n        <div class=\"ue_icon\"><i class='icon icon-check'><\/i><\/div>\n      <\/div>\n      <div class=\"ue_icon_spacing\"><\/div>\n        \n    <div id=\"uc_uc_icon_accordion_elementor_4827cea_item3-title\" class=\"ue_title\">An attendance register evidences the wrong thing. What a reviewer wants is evidence that staff would recognise an issue and know what to do.<\/div>    \n    \n          <div class=\"ue_expand_spacing\"><\/div>\n      <div class=\"ue_expand\">\n        <div class=\"ue_expand_inside\">\n          <span class=\"uc_dactive bbb ue_accordion_icon\" ><i class=''><\/i><\/span>\n          <span class=\"uc_active bbb ue_accordion_icon\"><i class=''><\/i><\/span>\n        <\/div>\n      <\/div>\n        \n  <\/div>\n  \n  <div id=\"uc_uc_icon_accordion_elementor_4827cea_item3-content\" class=\"uc_content\" role=\"region\" aria-labelledby=\"uc_uc_icon_accordion_elementor_4827cea_item3-title\" >\n          \n     \n    \n     \n    \n  <\/div>\n<\/div>\n\n\n<div id=\"uc_uc_icon_accordion_elementor_4827cea_item4\" class=\"uc_ac_box  elementor-repeater-item-7fd6cd7\">\n  <div class=\"uc-heading uc_trigger\" role=\"button\" aria-controls=\"uc_uc_icon_accordion_elementor_4827cea_item4-content\" tabindex=\"0\" aria-expanded=\"false\">\n    \n          <div class=\"ue_icon_holder\">\n        <div class=\"ue_icon\"><i class='icon icon-check'><\/i><\/div>\n      <\/div>\n      <div class=\"ue_icon_spacing\"><\/div>\n        \n    <div id=\"uc_uc_icon_accordion_elementor_4827cea_item4-title\" class=\"ue_title\">Refresher training is required as the program changes, so training should run on a calendar rather than at induction only.<\/div>    \n    \n          <div class=\"ue_expand_spacing\"><\/div>\n      <div class=\"ue_expand\">\n        <div class=\"ue_expand_inside\">\n          <span class=\"uc_dactive bbb ue_accordion_icon\" ><i class=''><\/i><\/span>\n          <span class=\"uc_active bbb ue_accordion_icon\"><i class=''><\/i><\/span>\n        <\/div>\n      <\/div>\n        \n  <\/div>\n  \n  <div id=\"uc_uc_icon_accordion_elementor_4827cea_item4-content\" class=\"uc_content\" role=\"region\" aria-labelledby=\"uc_uc_icon_accordion_elementor_4827cea_item4-title\" >\n          \n     \n    \n     \n    \n  <\/div>\n<\/div>\n\n\n<div id=\"uc_uc_icon_accordion_elementor_4827cea_item5\" class=\"uc_ac_box  elementor-repeater-item-54dc04f\">\n  <div class=\"uc-heading uc_trigger\" role=\"button\" aria-controls=\"uc_uc_icon_accordion_elementor_4827cea_item5-content\" tabindex=\"0\" aria-expanded=\"false\">\n    \n          <div class=\"ue_icon_holder\">\n        <div class=\"ue_icon\"><i class='icon icon-check'><\/i><\/div>\n      <\/div>\n      <div class=\"ue_icon_spacing\"><\/div>\n        \n    <div id=\"uc_uc_icon_accordion_elementor_4827cea_item5-title\" class=\"ue_title\">Confirm current training and record-keeping requirements against AUSTRAC guidance.<\/div>    \n    \n          <div class=\"ue_expand_spacing\"><\/div>\n      <div class=\"ue_expand\">\n        <div class=\"ue_expand_inside\">\n          <span class=\"uc_dactive bbb ue_accordion_icon\" ><i class=''><\/i><\/span>\n          <span class=\"uc_active bbb ue_accordion_icon\"><i class=''><\/i><\/span>\n        <\/div>\n      <\/div>\n        \n  <\/div>\n  \n  <div id=\"uc_uc_icon_accordion_elementor_4827cea_item5-content\" class=\"uc_content\" role=\"region\" aria-labelledby=\"uc_uc_icon_accordion_elementor_4827cea_item5-title\" >\n          \n     \n    \n     \n    \n  <\/div>\n<\/div>\n\n  <\/div>\n<\/div>\n\n\n<!-- end Icon Accordion -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2916ca7 elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"2916ca7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"1000\" src=\"https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-intro.jpg\" class=\"attachment-full size-full wp-image-37564\" alt=\"an image of a pod guiding their young across the water, symbolising the rigorous training firms will receive through DBA Advisory&amp;apos;s AML\/CTF Training Requirements Australia\" srcset=\"https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-intro.jpg 1500w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-intro-300x200.jpg 300w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-intro-1024x683.jpg 1024w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-intro-768x512.jpg 768w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-intro-18x12.jpg 18w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afdcfa6 elementor-widget elementor-widget-heading\" data-id=\"afdcfa6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who AML\/CTF Training Requirements Actually Apply To<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff692c2 elementor-widget elementor-widget-text-editor\" data-id=\"ff692c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.austrac.gov.au\/industry-and-business\/obligations-and-guidance\/your-amlctf-program\/personnel-due-diligence-and-training\/amlctf-training\" target=\"_blank\" rel=\"noopener\">AUSTRAC&#8217;s rules require training for all employees<\/a>, contractors, and agents involved in providing designated services. The obligation is not limited to the AML\/CTF Compliance Officer or senior management. It extends to any person who has contact with customers in the context of providing a designated service, who processes transactions, who handles customer documentation, or who has responsibility for any part of the AML\/CTF compliance process.<\/p><p>In a legal or accounting firm, this typically includes: partners and principals; employed solicitors, accountants, and paralegals; reception and administrative staff who handle client onboarding; trust account clerks; and any contractors engaged to provide designated services on the firm&#8217;s behalf.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5677d5f elementor-widget-laptop__width-initial elementor-widget elementor-widget-heading\" data-id=\"5677d5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Training Must Cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b8aa90 elementor-widget elementor-widget-text-editor\" data-id=\"5b8aa90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>AUSTRAC&#8217;s rules specify that AML\/CTF training must include:<\/p><ul><li>The obligations of the reporting entity under the AML\/CTF Act and the entity&#8217;s AML\/CTF program<\/li><li>How to recognise transactions or behaviour that may be suspicious<\/li><li>How to handle a suspicious matter, including the requirement to escalate internally and the prohibition on tipping off the customer<\/li><li>The entity&#8217;s internal reporting and escalation procedures<\/li><li>The record-keeping obligations associated with customer identification and transactions<\/li><\/ul><p>Training should be tailored to the role of the person being trained. A client-facing solicitor managing property settlements needs different training content from an administrative officer who processes incoming wire transfers. The core obligations are the same, but the practical application differs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-517ebc8 elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"517ebc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"1000\" src=\"https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-faqs.jpg\" class=\"attachment-full size-full wp-image-37562\" alt=\"an image of a gorgeous group of tiny islands seen through an airplane window by the left wing, symbolising a stronger teamwork and network with DBA Advisory&amp;apos;s AML\/CTF Training Requirements Australia\" srcset=\"https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-faqs.jpg 1500w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-faqs-300x200.jpg 300w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-faqs-1024x683.jpg 1024w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-faqs-768x512.jpg 768w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-faqs-18x12.jpg 18w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e8646d elementor-widget-laptop__width-initial elementor-widget elementor-widget-heading\" data-id=\"1e8646d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Training Documentation Requirements<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07725d3 elementor-widget elementor-widget-text-editor\" data-id=\"07725d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>AUSTRAC does not prescribe a specific format for training records, but requires that records be sufficient to demonstrate compliance. Best practice documentation includes: a training register recording the name of each person trained, their role, the date of training, the content covered, and the delivery method; copies of training materials used; records of any assessment or acknowledgement by trainees; and records of refresher training cycles.<\/p><p>Training records must be retained for at least seven years. They should be stored in a way that allows them to be retrieved and produced to AUSTRAC promptly in a supervisory review.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-784269d elementor-widget-laptop__width-initial elementor-widget elementor-widget-heading\" data-id=\"784269d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Refresher Training and Program Updates<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b5bd64 elementor-widget elementor-widget-text-editor\" data-id=\"7b5bd64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>AUSTRAC requires that training be provided when an employee commences in a role involving designated services, and when the AML\/CTF program or the relevant regulations are updated in a material way. Best practice is to provide annual refresher training for all staff, timed to the annual program review cycle. When new regulatory guidance is issued or when AUSTRAC publishes updated typologies for the professional services sector, a targeted training update should be provided.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ad5602 elementor-widget elementor-widget-heading\" data-id=\"0ad5602\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Building a training calendar that runs itself<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e14427 elementor-widget elementor-widget-text-editor\" data-id=\"3e14427\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The training obligation fails quietly: everyone is trained at launch, then hiring happens, roles change, a year passes, and the training record describes a team that no longer exists. The fix is structural, not motivational, a standing calendar with three entries.<\/p><p>First, onboarding training wired into the induction checklist, so no one touches client onboarding before completing it. Second, annual refresher training for everyone in scope, booked as a recurring event rather than an intention. Third, event-driven updates whenever the program materially changes: a new service line, a new escalation path, a regulatory shift. Each session leaves a record: who, when, what was covered, and any assessment outcome.<\/p><p>Keep the register beside the program document, not in someone&#8217;s inbox. When a reviewer asks &#8216;show me your training records&#8217;, the answer should be one attachment. And the firms that can produce it in one attachment are almost always the firms whose training actually happened.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9df2498 elementor-widget elementor-widget-heading\" data-id=\"9df2498\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">AML\/CTF training requirements: <br>Evidencing competence, not attendance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-335ea20 elementor-widget elementor-widget-text-editor\" data-id=\"335ea20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>DBA Advisory builds role-based training programs with the documentation that proves they happened, including the register reviewers ask for.<\/p><p>Undocumented training is indistinguishable from no training. A firm that trains its people well in an informal conversation, and records nothing, presents exactly the same evidence to a reviewer as a firm that never bothered. The register, the attendance record and ideally a short competence check are what turn the effort into something that counts.<\/p><p>Everyone involved in providing designated services needs training, new staff before they start on that work, and existing staff on a refresher cycle and whenever the program changes. Content has to cover the obligations, your own procedures, how to recognise and escalate suspicious matters, and the consequences of getting it wrong. Role-based content beats one deck for the whole firm.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f57f631 elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"f57f631\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"1125\" src=\"https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-hero.jpg\" class=\"attachment-full size-full wp-image-37563\" alt=\"an image of a mother stingray guiding her child to navigate the seabed, symbolising the diligence, resilience and capabilities firms will develop with DBA Advisory&amp;apos;s AML\/CTF Training Requirements\" srcset=\"https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-hero.jpg 1500w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-hero-300x225.jpg 300w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-hero-1024x768.jpg 1024w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-hero-768x576.jpg 768w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-training-requirements-hero-16x12.jpg 16w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5b3069 elementor-widget elementor-widget-heading\" data-id=\"d5b3069\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How DBA Advisory Supports You<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e67031 elementor-widget elementor-widget-text-editor\" data-id=\"5e67031\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>DBA Advisory offers fixed-fee AML\/CTF program build, staff training design, and compliance documentation engagements with no hidden costs. Contact our team to discuss your requirements. Verify all obligations against current AUSTRAC, ATO, and legislative guidance.<\/p><p>Keep the training record with the program itself rather than in somebody&#8217;s inbox. A reviewer will ask for it, and the firms that produce it in minutes are the ones treating training as part of the program instead of an annual chore.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc2227a elementor-blockquote--button-view-icon elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-blockquote--skin-border elementor-blockquote--button-skin-classic elementor-widget elementor-widget-blockquote\" data-id=\"dc2227a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tNot sure where your firm stands under Tranche 2? The AML\/CTF Compliance Readiness Assessment is a scored, plain-English self-assessment you can complete in fifteen minutes. Download it free or book a meeting today!\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/twitter.com\/intent\/tweet?text=Not+sure+where+your+firm+stands+under+Tranche+2%3F+The+AML%2FCTF+Compliance+Readiness+Assessment+is+a+scored%2C+plain-English+self-assessment+you+can+complete+in+fifteen+minutes.+Download+it+free+or+book+a+meeting+today%21&amp;url=https%3A%2F%2Fwww.dbaadvisory.com%2Faml-ctf-training-requirements%2F&amp;via=dbaadvisory\" class=\"elementor-blockquote__tweet-button\" target=\"_blank\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-twitter\"><\/i>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Tweet<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95cf43d elementor-widget elementor-widget-heading\" data-id=\"95cf43d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How DBA AML Supports You<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b975d6 elementor-widget elementor-widget-text-editor\" data-id=\"0b975d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This work is delivered by <a href=\"https:\/\/dbaaml.com\/\" target=\"_blank\" rel=\"noopener\">DBA AML Group Pty Ltd<\/a>, the specialist AML\/CTF compliance entity within DBA Advisory. It is a service rather than software: real AML\/CTF practitioners do the work, so what leaves your desk is the function itself, not a portal to configure and operate. You remain the reporting entity; the operations move.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09f425d elementor-widget elementor-widget-text-editor\" data-id=\"09f425d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>DBA AML Group Pty Ltd \u00b7 ACN 697 643 404 \u00b7 hello@dbaaml.com \u00b7 <a href=\"https:\/\/dbaaml.com\/\" target=\"_blank\" rel=\"noopener\">dbaaml.com<\/a> \u00b7 We respond within one business day. Scope and fees are confirmed after a discovery call.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b60e8b elementor-widget elementor-widget-heading\" data-id=\"8b60e8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions (FAQs)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4197858 elementor-widget__width-inherit elementor-widget-tablet__width-inherit elementor-widget elementor-widget-ucaddon_uc_icon_accordion\" data-id=\"4197858\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_uc_icon_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Icon Accordion -->\n\n<style>\/* widget: Icon Accordion *\/\n\n#uc_uc_icon_accordion_elementor_4197858 *{\n\tbox-sizing: border-box;\n}\n\n#uc_uc_icon_accordion_elementor_4197858 .uc_container .uc-heading{\n\tcursor:pointer;\n    display:flex;\n    align-items:center;\n    transition:0.3s;\n}\n\n#uc_uc_icon_accordion_elementor_4197858 .uc_container .uc-heading span.bbb{\n\tdisplay:block;\t  \n}\n\n#uc_uc_icon_accordion_elementor_4197858 .uc_ac_box.uc-item-active span.uc_dactive{\n\tdisplay:none;\n}\n\n#uc_uc_icon_accordion_elementor_4197858 .uc_ac_box:not(.uc-item-active) span.uc_active{\n\tdisplay:none;\n}\n\n#uc_uc_icon_accordion_elementor_4197858 .ue_icon_holder,\n#uc_uc_icon_accordion_elementor_4197858 .ue_icon_spacing{\n  flex-grow:0;\n  flex-shrink:0; \n}\n\n#uc_uc_icon_accordion_elementor_4197858 .uc_content{\n\tdisplay: none;\n}\n\n#uc_uc_icon_accordion_elementor_4197858 .ue_icon{\n  display:flex;\n  justify-content:center;\n  align-items:center;\n  line-height:1em;\n  transition:0.3s;\n}\n\n#uc_uc_icon_accordion_elementor_4197858 .ue_icon svg{\n  height:1em;\n  width:1em;\n}\n\n#uc_uc_icon_accordion_elementor_4197858 .ue_expand_inside{\n  display:flex;\n  justify-content:center;\n  align-items:center;\n  line-height:1em;\n}\n\n#uc_uc_icon_accordion_elementor_4197858 .ue_expand_inside svg{\n  height:1em;\n  width:1em;\n}\n\n#uc_uc_icon_accordion_elementor_4197858 .ue_expand,\n#uc_uc_icon_accordion_elementor_4197858 .ue_expand_spacing{\n  flex-grow:0;\n  flex-shrink:0;\n}\n\n#uc_uc_icon_accordion_elementor_4197858 .ue_title{\n  flex-grow:1;\n}\n\n#uc_uc_icon_accordion_elementor_4197858 .uc_ac_box:last-child{\n  margin-bottom:0px;\n}\n\n#uc_uc_icon_accordion_elementor_4197858 .uc_ac_box{\n  overflow:hidden;\n}\n\n<\/style>\n\n<div class=\"uc_material_accordion  \"  id=\"uc_uc_icon_accordion_elementor_4197858\" data-name=\"\" data-closeothers=\"true\"  data-scrolltohead=\"off\">\n  <div class=\"uc_container uc-items-wrapper\">\n    \n\n<div id=\"uc_uc_icon_accordion_elementor_4197858_item1\" class=\"uc_ac_box  elementor-repeater-item-80b2886\">\n  <div class=\"uc-heading uc_trigger\" role=\"button\" aria-controls=\"uc_uc_icon_accordion_elementor_4197858_item1-content\" tabindex=\"0\" aria-expanded=\"false\">\n    \n        \n    <div id=\"uc_uc_icon_accordion_elementor_4197858_item1-title\" class=\"ue_title\">Who must receive AML\/CTF training in a professional services firm?<\/div>    \n    \n          <div class=\"ue_expand_spacing\"><\/div>\n      <div class=\"ue_expand\">\n        <div class=\"ue_expand_inside\">\n          <span class=\"uc_dactive bbb ue_accordion_icon\" ><i class='fas fa-plus'><\/i><\/span>\n          <span class=\"uc_active bbb ue_accordion_icon\"><i class='fas fa-minus'><\/i><\/span>\n        <\/div>\n      <\/div>\n        \n  <\/div>\n  \n  <div id=\"uc_uc_icon_accordion_elementor_4197858_item1-content\" class=\"uc_content\" role=\"region\" aria-labelledby=\"uc_uc_icon_accordion_elementor_4197858_item1-title\" >\n          <p>All staff, contractors, and agents involved in providing designated services must receive AML\/CTF training. This includes client-facing staff, trust account clerks, administrative officers involved in customer onboarding, and any contractors providing designated services on the firm's behalf. The Compliance Officer must also maintain their own training and awareness of regulatory developments.<\/p>\n     \n    \n     \n    \n  <\/div>\n<\/div>\n\n\n<div id=\"uc_uc_icon_accordion_elementor_4197858_item2\" class=\"uc_ac_box  elementor-repeater-item-482d5cb\">\n  <div class=\"uc-heading uc_trigger\" role=\"button\" aria-controls=\"uc_uc_icon_accordion_elementor_4197858_item2-content\" tabindex=\"0\" aria-expanded=\"false\">\n    \n        \n    <div id=\"uc_uc_icon_accordion_elementor_4197858_item2-title\" class=\"ue_title\">How often must AML\/CTF training be refreshed?<\/div>    \n    \n          <div class=\"ue_expand_spacing\"><\/div>\n      <div class=\"ue_expand\">\n        <div class=\"ue_expand_inside\">\n          <span class=\"uc_dactive bbb ue_accordion_icon\" ><i class='fas fa-plus'><\/i><\/span>\n          <span class=\"uc_active bbb ue_accordion_icon\"><i class='fas fa-minus'><\/i><\/span>\n        <\/div>\n      <\/div>\n        \n  <\/div>\n  \n  <div id=\"uc_uc_icon_accordion_elementor_4197858_item2-content\" class=\"uc_content\" role=\"region\" aria-labelledby=\"uc_uc_icon_accordion_elementor_4197858_item2-title\" >\n          <p>AUSTRAC requires training at commencement and on material updates to the program or regulations. Best practice is annual refresher training for all staff. Targeted training updates should also be provided when AUSTRAC issues new guidance, when the firm's designated services change, or when a compliance failure or near-miss identifies a training gap.<\/p>\n     \n    \n     \n    \n  <\/div>\n<\/div>\n\n\n<div id=\"uc_uc_icon_accordion_elementor_4197858_item3\" class=\"uc_ac_box  elementor-repeater-item-7d630f0\">\n  <div class=\"uc-heading uc_trigger\" role=\"button\" aria-controls=\"uc_uc_icon_accordion_elementor_4197858_item3-content\" tabindex=\"0\" aria-expanded=\"false\">\n    \n        \n    <div id=\"uc_uc_icon_accordion_elementor_4197858_item3-title\" class=\"ue_title\">What records must be kept for AML\/CTF training?<\/div>    \n    \n          <div class=\"ue_expand_spacing\"><\/div>\n      <div class=\"ue_expand\">\n        <div class=\"ue_expand_inside\">\n          <span class=\"uc_dactive bbb ue_accordion_icon\" ><i class='fas fa-plus'><\/i><\/span>\n          <span class=\"uc_active bbb ue_accordion_icon\"><i class='fas fa-minus'><\/i><\/span>\n        <\/div>\n      <\/div>\n        \n  <\/div>\n  \n  <div id=\"uc_uc_icon_accordion_elementor_4197858_item3-content\" class=\"uc_content\" role=\"region\" aria-labelledby=\"uc_uc_icon_accordion_elementor_4197858_item3-title\" >\n          <p>Records must document who received training, when, and what it covered. This typically means a training register, copies of training materials, and records of any acknowledgement or assessment. Records must be retained for seven years and must be available for production to AUSTRAC in a supervisory review. The absence of training records is one of the most common deficiencies AUSTRAC identifies in professional services firm reviews.<\/p>\n     \n    \n     \n    \n  <\/div>\n<\/div>\n\n  <\/div>\n<\/div>\n\n\n<!-- end Icon Accordion -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00259c6 elementor-widget__width-inherit elementor-widget-laptop__width-initial elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"00259c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a77ebf8 elementor-widget elementor-widget-heading\" data-id=\"a77ebf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Disclaimer<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea35bb6 elementor-widget elementor-widget-text-editor\" data-id=\"ea35bb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a9 DBA Advisory 2026. This article is intended as general information only and does not constitute legal or compliance advice. Businesses should seek qualified advice specific to their circumstances and confirm all regulatory references against current guidance before acting on any information contained in this article.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bce6d83 elementor-share-buttons--view-icon-text elementor-share-buttons--skin-gradient elementor-share-buttons--shape-square elementor-grid-0 elementor-share-buttons--color-official elementor-widget elementor-widget-share-buttons\" data-id=\"bce6d83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Share on facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tPin\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_x-twitter\" role=\"button\" tabindex=\"0\" aria-label=\"Share on x-twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-x-twitter\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tShare\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Share on linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tSave\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d4b25de e-con-full e-flex e-con e-parent\" data-id=\"d4b25de\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-85e2dac e-con-full e-flex e-con e-child\" data-id=\"85e2dac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b896a4b elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"b896a4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Related Insights<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e15b5ad elementor-widget__width-inherit elementor-widget elementor-widget-ucaddon_post_grid\" data-id=\"e15b5ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_post_grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Post Grid -->\n\n<style>\/* widget: Post Grid *\/\n\n\n\n#uc_post_grid_elementor_e15b5ad{\n  min-height: 1px;\n}\n\n#uc_post_grid_elementor_e15b5ad.uc_post_grid_style_one .uc_post_grid_style_one_wrap {\n   display:grid;\n}\n\n\n#uc_post_grid_elementor_e15b5ad .uc_post_grid_style_one_item{\n  position:relative;\n}\n\n#uc_post_grid_elementor_e15b5ad .uc_post_image{\n  transition:0.3s;\n  position:relative;\n  overflow:hidden;\n}\n\n#uc_post_grid_elementor_e15b5ad .uc_post_image img{\n  width:100%;\n  display:block;\n  transition:0.3s;\n}\n\n\t\n\n#uc_post_grid_elementor_e15b5ad .uc_post_image_overlay{\n  position:absolute;\n  top:0px;\n  left:0px;\n  height:100%;\n  width:100%;\n  transition:0.3s;\n}\n\n#uc_post_grid_elementor_e15b5ad .uc_more_btn-custom-field{\n  display:inline-block;\n  text-align:center;\n  text-decoration:none;\n  transition:0.3s;\n}\n\n#uc_post_grid_elementor_e15b5ad .uc_more_btn{\n  display:inline-block;\n  text-align:center;\n  text-decoration:none;\n  transition:0.3s;\n}\n\n.ue-grid-item-category a{\n  display:inline-block;\n  font-size:10px;\n  position: relative;\n  z-index: 1;\n}\n\n#uc_post_grid_elementor_e15b5ad .ue-grid-item-posttype{\n  display:inline-block;\n  position: relative;\n  z-index: 1;\n}\n\n\n.uc_post_title{\n  font-size:21px;\n}\n\n\n#uc_post_grid_elementor_e15b5ad.uc_post_grid_style_one.ue-list-view .uc_content{\n flex-grow:1;\n}\n\n\n  #uc_post_grid_elementor_e15b5ad:not(.ue-list-view) .ue_post_grid_item{\n    display:flex;\n    flex-direction:column;\n  }\n  \n  #uc_post_grid_elementor_e15b5ad.uc_post_grid_style_one:not(.ue-list-view) .uc_content{\n   flex-grow:1;\n  }\n\n  #uc_post_grid_elementor_e15b5ad.uc_post_grid_style_one .uc_content > div{\n    height:100%;\n    display:flex;\n    flex-direction:column;\n    justify-content: space-between;  }\n\n    #uc_post_grid_elementor_e15b5ad .uc_post_button   {\n     margin-top:auto;\n   }\n  \n\n\n\n\n\n\n\n\n\n  #uc_post_grid_elementor_e15b5ad.uc_post_grid_style_one:not(.ue-list-view) .uc_post_grid_style_one_wrap {\n     grid-template-columns: repeat(4, 1fr);\n     display:grid;\n  }\n\n  #uc_post_grid_elementor_e15b5ad .ue_post_grid_item{\n    background-color:#eeeeee;\n  }\n\n  #uc_post_grid_elementor_e15b5ad:not(.ue-list-view) .ue_post_grid_item:nth-child(1){\n    grid-column: span 2; grid-row:span 2;\n  }\n\n  #uc_post_grid_elementor_e15b5ad:not(.ue-list-view) .ue_post_grid_item:nth-child(2){\n    grid-column: span 1; grid-row:span 1;\n  }\n\n  #uc_post_grid_elementor_e15b5ad:not(.ue-list-view) .ue_post_grid_item:nth-child(3){\n    grid-column: span 1; grid-row:span 1;\n  }\n\n  #uc_post_grid_elementor_e15b5ad:not(.ue-list-view) .ue_post_grid_item:nth-child(4){\n    grid-column: span 2; grid-row:span 1;\n  }\n\n  #uc_post_grid_elementor_e15b5ad:not(.ue-list-view) .ue_post_grid_item:nth-child(5){\n    grid-column: span 1; grid-row:span 2;\n  }\n\n  #uc_post_grid_elementor_e15b5ad:not(.ue-list-view) .ue_post_grid_item:nth-child(6){\n    grid-column: span 1; grid-row:span 1;\n  }\n\n  #uc_post_grid_elementor_e15b5ad:not(.ue-list-view) .ue_post_grid_item:nth-child(7){\n    grid-column: span 2; grid-row:span 1;\n  }\n\n  @media (max-width:620px){\n    #uc_post_grid_elementor_e15b5ad .ue_post_grid {\n      grid-template-columns: repeat(1, 1fr) !important;\n    }\n\n    #uc_post_grid_elementor_e15b5ad .ue_post_grid_item {\n      grid-column: span 1 !important; grid-row:span 1 !important;\n    }\n  }\n\n\n\n  \n  \n\/*  for grid\/list layout switcher*\/\n\t#uc_post_grid_elementor_e15b5ad.ue-list-view .uc_post_grid_style_one_item {\n     display:flex;  \n     flex-direction:row;\n    }\n    #uc_post_grid_elementor_e15b5ad.ue-list-view .uc_post_grid_style_one_item > div{\n     width:50%;\n    }\n   \n    #uc_post_grid_elementor_e15b5ad.ue-list-view .uc_content    {\n      display:flex;\n      flex-direction:column;\n      justify-content:center;\n    }\n \n\/*  for grid\/list layout switcher*\/\n\n#uc_post_grid_elementor_e15b5ad .ue-meta-data{  \n  display:flex !important;\n  flex-wrap: wrap;\n  line-height:1em;\n}\n\n#uc_post_grid_elementor_e15b5ad .ue-grid-item-meta-data{\n  display:inline-flex;\n  align-items:center;\n}\n\n#uc_post_grid_elementor_e15b5ad .ue-grid-item-meta-data a{\n  color:inherit;\n}\n\n.ue-grid-item-meta-data{\n  font-size:12px;\n}\n\n#uc_post_grid_elementor_e15b5ad .ue-grid-item-meta-data-icon{\n  line-height:1em;\n}\n\n#uc_post_grid_elementor_e15b5ad .ue-grid-item-meta-data-icon svg{\n  width:1em;\n  height:1em;\n}\n\n#uc_post_grid_elementor_e15b5ad .ue-debug-meta{\n  padding:10px;\n  border:1px solid red;\n  position:relative;\n  line-height:1.5em;\n  font-size:11px;\n  width:100%;\n}\n\n#uc_post_grid_elementor_e15b5ad .uc_btn_inner{\n  display:inline-flex;\n  align-items:center;\n  pointer-events:none;\n}\n\n#uc_post_grid_elementor_e15b5ad .uc_btn_inner svg{\n  width:1em;\n  height:1em;\n}\n#uc_post_grid_elementor_e15b5ad .ue_p_title{\n  pointer-events:none;\n}\n  #uc_post_grid_elementor_e15b5ad .ue_post_full_link{\n    position:absolute;\n    width:100%;\n    height:100%;\n    top:0;\n    left:0;\n    z-index: 10;\n  }\n\n\n#uc_post_grid_elementor_e15b5ad .uc_content_inner{\n  width: 100%;\n}\n\n\n#uc_post_grid_elementor_e15b5ad .view-switcher-button{\n  display: flex;\n  align-items: center;\n}\n\n#uc_post_grid_elementor_e15b5ad .view-switcher-icon{\n  display: flex;\n  align-items: center;\n  line-height: 1;\n  cursor: pointer;\n  transition: all .3s ease;\n}\n\n#uc_post_grid_elementor_e15b5ad .view-switcher-icon svg{\n  height:1em;\n  width:1em;\n}\n\n#uc_post_grid_elementor_e15b5ad .view-switcher-icon.ue-hidden{\n  display: none;\n}\n\n\n#uc_post_grid_elementor_e15b5ad_item1 [href=\"javascript:void(0)\"]{\n  cursor: unset;\n}\n\n\n#uc_post_grid_elementor_e15b5ad_item2 [href=\"javascript:void(0)\"]{\n  cursor: unset;\n}\n\n\n#uc_post_grid_elementor_e15b5ad_item3 [href=\"javascript:void(0)\"]{\n  cursor: unset;\n}\n\n\n#uc_post_grid_elementor_e15b5ad_item4 [href=\"javascript:void(0)\"]{\n  cursor: unset;\n}\n\n\n<\/style>\n\n<div id=\"uc_post_grid_elementor_e15b5ad\" class=\"uc_post_grid_style_one \"  >\n  \t\n  <div class=\"uc_post_grid_style_one_wrap ue_post_grid uc-items-wrapper ue-woo-grid\">\n    \n\n\n\n\n<div id=\"uc_post_grid_elementor_e15b5ad_item1\" class=\"uc_post_grid_style_one_item ue_post_grid_item ue-item \">\n  \n      <a class=\"uc_post_grid_style_one_image \" href=\"https:\/\/www.dbaadvisory.com\/en\/suspicious-matter-report\/\" target=\"_blank\">\n     <div class=\"uc_post_image\">\n       <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/suspicious-matter-report-hero-768x474.jpg\" alt=\"an image of an overhead view of a volcanic crater lake with vibrant blue and green water and steam, symbolising a Suspicious Matter Report\" width=\"768\" height=\"474\" title=\"\">\n       <div class=\"uc_post_image_overlay\"><\/div>\n     <\/div>\n    <\/a>\n   \n  <div class=\"uc_content\">\n    <div class=\"uc_content_inner\">\n      <div class=\"uc_content-info-wrapper\" >\n                \n                            <div class=\"ue-meta-data\">\n            \n    <div class=\"ue-grid-item-meta-data ue-grid-item-meta-data--date\"><span class=\"ue-grid-item-meta-data-icon\"><i class='fas fa-calendar-week'><\/i><\/span>  17\/07\/2026<\/div>            \t    \n                \n        \n\t\n                \n                \n                \n                \n    \t\t\t\n      \n            \n  <\/div>\t\n  \n        <div class=\"uc_post_title\"><a class=\"\" href=\"https:\/\/www.dbaadvisory.com\/en\/suspicious-matter-report\/\" target=\"_blank\"><h4 class=\"ue_p_title\">Suspicious Matter Report<\/h4><\/a><\/div>\t\n                 \n                \t<div class=\"uc_post_text\">A suspicious matter report must be lodged with AUSTRAC when a reporting entity forms a suspicion on reasonable grounds in connection with a designated...<\/div>\n     \n                   \n                         \n                                              \n      <\/div>                      \n            <div class=\"uc_post_button\">\n        \n        <a class=\"uc_more_btn \" target=\"_blank\" href=\"https:\/\/www.dbaadvisory.com\/en\/suspicious-matter-report\/\">\n          <div class=\"uc_btn_inner\">\n            <div class=\"uc_btn_txt\">Read now<\/div>\n            <div class=\"uc_btn_icon\"><i class='fas fa-book-open'><\/i><\/div>          <\/div>\n      \t<\/a>\n        \n                \n      <\/div>                           \n \t<\/div>  <\/div>      \n  <a class=\"ue_post_full_link \" href=\"https:\/\/www.dbaadvisory.com\/en\/suspicious-matter-report\/\" target=\"_blank\"><\/a>      \n<\/div>\n\n\n\n\n\n<div id=\"uc_post_grid_elementor_e15b5ad_item2\" class=\"uc_post_grid_style_one_item ue_post_grid_item ue-item \">\n  \n      <a class=\"uc_post_grid_style_one_image \" href=\"https:\/\/www.dbaadvisory.com\/en\/austrac-registration-for-accountants\/\" target=\"_blank\">\n     <div class=\"uc_post_image\">\n       <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/austrac-registration-hero-768x512.jpg\" alt=\"an image of a sunset over the beach seen through a crystal ball symbolising\" width=\"768\" height=\"512\" title=\"\">\n       <div class=\"uc_post_image_overlay\"><\/div>\n     <\/div>\n    <\/a>\n   \n  <div class=\"uc_content\">\n    <div class=\"uc_content_inner\">\n      <div class=\"uc_content-info-wrapper\" >\n                \n                            <div class=\"ue-meta-data\">\n            \n    <div class=\"ue-grid-item-meta-data ue-grid-item-meta-data--date\"><span class=\"ue-grid-item-meta-data-icon\"><i class='fas fa-calendar-week'><\/i><\/span>  03\/07\/2026<\/div>            \t    \n                \n        \n\t\n                \n                \n                \n                \n    \t\t\t\n      \n            \n  <\/div>\t\n  \n        <div class=\"uc_post_title\"><a class=\"\" href=\"https:\/\/www.dbaadvisory.com\/en\/austrac-registration-for-accountants\/\" target=\"_blank\"><h4 class=\"ue_p_title\">AUSTRAC Registration for Accountants and Lawyers<\/h4><\/a><\/div>\t\n                 \n                \t<div class=\"uc_post_text\">AUSTRAC registration for accountants applies to firms providing designated services under the AML\/CTF Act. Enrolment is the first step; obligations including...<\/div>\n     \n                   \n                         \n                                              \n      <\/div>                      \n            <div class=\"uc_post_button\">\n        \n        <a class=\"uc_more_btn \" target=\"_blank\" href=\"https:\/\/www.dbaadvisory.com\/en\/austrac-registration-for-accountants\/\">\n          <div class=\"uc_btn_inner\">\n            <div class=\"uc_btn_txt\">Read now<\/div>\n            <div class=\"uc_btn_icon\"><i class='fas fa-book-open'><\/i><\/div>          <\/div>\n      \t<\/a>\n        \n                \n      <\/div>                           \n \t<\/div>  <\/div>      \n  <a class=\"ue_post_full_link \" href=\"https:\/\/www.dbaadvisory.com\/en\/austrac-registration-for-accountants\/\" target=\"_blank\"><\/a>      \n<\/div>\n\n\n\n\n\n<div id=\"uc_post_grid_elementor_e15b5ad_item3\" class=\"uc_post_grid_style_one_item ue_post_grid_item ue-item \">\n  \n      <a class=\"uc_post_grid_style_one_image \" href=\"https:\/\/www.dbaadvisory.com\/en\/aml-ctf-risk-assessment\/\" target=\"_blank\">\n     <div class=\"uc_post_image\">\n       <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-risk-assessment-hero-768x513.webp\" alt=\"an image of a cliff diver mid-air, symbolising the confidence and peace of mind firms enjoy with DBA Advisory&#039;s AML\/CTF Risk Assessment service\" width=\"768\" height=\"513\" title=\"\">\n       <div class=\"uc_post_image_overlay\"><\/div>\n     <\/div>\n    <\/a>\n   \n  <div class=\"uc_content\">\n    <div class=\"uc_content_inner\">\n      <div class=\"uc_content-info-wrapper\" >\n                \n                            <div class=\"ue-meta-data\">\n            \n    <div class=\"ue-grid-item-meta-data ue-grid-item-meta-data--date\"><span class=\"ue-grid-item-meta-data-icon\"><i class='fas fa-calendar-week'><\/i><\/span>  19\/06\/2026<\/div>            \t    \n                \n        \n\t\n                \n                \n                \n                \n    \t\t\t\n      \n            \n  <\/div>\t\n  \n        <div class=\"uc_post_title\"><a class=\"\" href=\"https:\/\/www.dbaadvisory.com\/en\/aml-ctf-risk-assessment\/\" target=\"_blank\"><h4 class=\"ue_p_title\">AML\/CTF Risk Assessment<\/h4><\/a><\/div>\t\n                 \n                \t<div class=\"uc_post_text\">An AML\/CTF risk assessment identifies the money laundering and terrorism financing risk a reporting entity faces across four dimensions: the designated...<\/div>\n     \n                   \n                         \n                                              \n      <\/div>                      \n            <div class=\"uc_post_button\">\n        \n        <a class=\"uc_more_btn \" target=\"_blank\" href=\"https:\/\/www.dbaadvisory.com\/en\/aml-ctf-risk-assessment\/\">\n          <div class=\"uc_btn_inner\">\n            <div class=\"uc_btn_txt\">Read now<\/div>\n            <div class=\"uc_btn_icon\"><i class='fas fa-book-open'><\/i><\/div>          <\/div>\n      \t<\/a>\n        \n                \n      <\/div>                           \n \t<\/div>  <\/div>      \n  <a class=\"ue_post_full_link \" href=\"https:\/\/www.dbaadvisory.com\/en\/aml-ctf-risk-assessment\/\" target=\"_blank\"><\/a>      \n<\/div>\n\n\n\n\n\n<div id=\"uc_post_grid_elementor_e15b5ad_item4\" class=\"uc_post_grid_style_one_item ue_post_grid_item ue-item \">\n  \n      <a class=\"uc_post_grid_style_one_image \" href=\"https:\/\/www.dbaadvisory.com\/en\/30-june-tax-planning\/\" target=\"_blank\">\n     <div class=\"uc_post_image\">\n       <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/09\/aml-ctf-penalties-FAQs-768x512.webp\" alt=\"an image of a strait or narrow channel, symbolising the rigorous process firms must go through to ensure a succesful 30 June Tax Planning Australia\" width=\"768\" height=\"512\" title=\"\">\n       <div class=\"uc_post_image_overlay\"><\/div>\n     <\/div>\n    <\/a>\n   \n  <div class=\"uc_content\">\n    <div class=\"uc_content_inner\">\n      <div class=\"uc_content-info-wrapper\" >\n                \n                            <div class=\"ue-meta-data\">\n            \n    <div class=\"ue-grid-item-meta-data ue-grid-item-meta-data--date\"><span class=\"ue-grid-item-meta-data-icon\"><i class='fas fa-calendar-week'><\/i><\/span>  12\/06\/2026<\/div>            \t    \n                \n        \n\t\n                \n                \n                \n                \n    \t\t\t\n      \n            \n  <\/div>\t\n  \n        <div class=\"uc_post_title\"><a class=\"\" href=\"https:\/\/www.dbaadvisory.com\/en\/30-june-tax-planning\/\" target=\"_blank\"><h4 class=\"ue_p_title\">30 June Tax Planning<\/h4><\/a><\/div>\t\n                 \n                \t<div class=\"uc_post_text\">Effective 30 June tax planning separates dated actions, which must be completed before year end, from tidy-up items that can be done afterwards. Trust...<\/div>\n     \n                   \n                         \n                                              \n      <\/div>                      \n            <div class=\"uc_post_button\">\n        \n        <a class=\"uc_more_btn \" target=\"_blank\" href=\"https:\/\/www.dbaadvisory.com\/en\/30-june-tax-planning\/\">\n          <div class=\"uc_btn_inner\">\n            <div class=\"uc_btn_txt\">Read now<\/div>\n            <div class=\"uc_btn_icon\"><i class='fas fa-book-open'><\/i><\/div>          <\/div>\n      \t<\/a>\n        \n                \n      <\/div>                           \n \t<\/div>  <\/div>      \n  <a class=\"ue_post_full_link \" href=\"https:\/\/www.dbaadvisory.com\/en\/30-june-tax-planning\/\" target=\"_blank\"><\/a>      \n<\/div>\n\n  <\/div>\n<\/div>\n\n\n\n\n<!-- end Post Grid -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2cae145 e-con-full e-flex e-con e-parent\" data-id=\"2cae145\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-8d78b0c e-con-full e-flex e-con e-child\" data-id=\"8d78b0c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51c9095 elementor-headline--style-highlight elementor-widget elementor-widget-animated-headline\" data-id=\"51c9095\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;marker&quot;:&quot;double_underline&quot;,&quot;highlighted_text&quot;:&quot;empowering you&quot;,&quot;headline_style&quot;:&quot;highlight&quot;,&quot;loop&quot;:&quot;yes&quot;,&quot;highlight_animation_duration&quot;:1200,&quot;highlight_iteration_delay&quot;:8000}\" data-widget_type=\"animated-headline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h5 class=\"elementor-headline\">\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">We build the resilient foundations<br><\/span>\n\t\t\t\t<span class=\"elementor-headline-dynamic-wrapper elementor-headline-text-wrapper\">\n\t\t\t\t\t<span class=\"elementor-headline-dynamic-text elementor-headline-text-active\">empowering you<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">to scale your business<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3da0c6 ekit-equal-height-enable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"e3da0c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <a href=\"https:\/\/www.dbaadvisory.com\/contact-us-v2\/\" class=\"ekit_global_links\">\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text-right icon-lef-right-aligin elementor-animation- elementskit-icon-right gradient-active image-active hover_from_left\">\n                    <div class=\"elementskit-box-header elementor-animation-rotate\">\n                <div class=\"elementskit-info-box-icon  text-center\">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon fas fa-arrow-right\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h6 class=\"elementskit-info-box-title\">\n                    Book a Consultation Today                <\/h6>\n                                            <\/div>\n        \n                    <figure class=\"image-hover\"><img decoding=\"async\" src=\"https:\/\/www.dbaadvisory.com\/wp-content\/plugins\/elementor\/assets\/images\/placeholder.png\" title=\"\" alt=\"\" class=\"\"><\/figure>        \n                <\/div>\n                <\/a>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c886f46 e-con-full e-flex e-con e-parent\" data-id=\"c886f46\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3db2f33 e-con-full e-flex e-con e-child\" data-id=\"3db2f33\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bcd0bac elementor-widget elementor-widget-heading\" data-id=\"bcd0bac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Get in touch<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5cb29e1 e-con-full e-flex e-con e-child\" data-id=\"5cb29e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f52d05e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"f52d05e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7a0446 elementor-widget elementor-widget-image\" data-id=\"a7a0446\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/05\/Untitled-22-150x150.webp\" class=\"attachment-thumbnail size-thumbnail wp-image-32378\" alt=\"\" srcset=\"https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/05\/Untitled-22-150x150.webp 150w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/05\/Untitled-22-300x300.webp 300w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/05\/Untitled-22-1024x1024.webp 1024w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/05\/Untitled-22-768x768.webp 768w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/05\/Untitled-22-12x12.webp 12w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/05\/Untitled-22-600x600.webp 600w, https:\/\/www.dbaadvisory.com\/wp-content\/uploads\/2026\/05\/Untitled-22.webp 1080w\" sizes=\"(max-width: 150px) 100vw, 150px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d3036d elementor-widget__width-inherit elementor-widget elementor-widget-icon-box\" data-id=\"7d3036d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAlquin Dagamina\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBusiness Transformation and Technology Services, Manager\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a775e62 elementor-align-start elementor-widget__width-inherit elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a775e62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-envelope1\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M28 9.6h-25.6c-1.323 0-2.4 1.077-2.4 2.4v14.4c0 1.323 1.077 2.4 2.4 2.4h25.6c1.323 0 2.4-1.077 2.4-2.4v-14.4c0-1.323-1.077-2.4-2.4-2.4zM28 11.2c0.047 0 0.093 0.005 0.139 0.013l-12.051 8.034c-0.464 0.31-1.311 0.31-1.775 0l-12.051-8.034c0.045-0.008 0.091-0.013 0.139-0.013h25.6zM28 27.2h-25.6c-0.441 0-0.8-0.359-0.8-0.8v-13.705l11.825 7.883c0.498 0.332 1.136 0.498 1.775 0.498s1.277-0.166 1.775-0.498l11.825-7.883v13.705c0 0.441-0.359 0.8-0.8 0.8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Alquin.Dagamina@dbaadvisory.com<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-phone-handset\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M25.6 32c-2.834 0-5.849-0.803-8.96-2.387-2.869-1.46-5.703-3.552-8.196-6.048s-4.581-5.332-6.040-8.203c-1.581-3.113-2.383-6.128-2.383-8.962 0-1.837 1.711-3.611 2.447-4.288 1.058-0.974 2.722-2.111 3.931-2.111 0.601 0 1.306 0.393 2.219 1.238 0.681 0.63 1.446 1.485 2.213 2.471 0.462 0.594 2.768 3.633 2.768 5.091 0 1.196-1.352 2.027-2.782 2.906-0.553 0.34-1.125 0.691-1.538 1.023-0.441 0.354-0.52 0.54-0.533 0.582 1.519 3.785 6.161 8.427 9.944 9.943 0.034-0.011 0.221-0.084 0.581-0.534 0.331-0.414 0.683-0.985 1.023-1.538 0.88-1.431 1.71-2.782 2.906-2.782 1.458 0 4.497 2.306 5.091 2.768 0.986 0.767 1.841 1.532 2.471 2.213 0.845 0.912 1.238 1.617 1.238 2.218 0 1.209-1.137 2.879-2.11 3.941-0.678 0.739-2.453 2.459-4.29 2.459zM6.39 1.6c-0.429 0.008-1.582 0.533-2.837 1.688-1.191 1.097-1.931 2.289-1.931 3.112 0 10.766 13.222 24 23.978 24 0.821 0 2.013-0.744 3.11-1.941 1.156-1.261 1.681-2.419 1.69-2.849-0.052-0.304-0.893-1.486-3.195-3.259-1.979-1.524-3.584-2.34-3.997-2.351-0.029 0.009-0.208 0.077-0.571 0.538-0.316 0.401-0.654 0.951-0.98 1.482-0.896 1.458-1.743 2.836-2.973 2.836-0.198 0-0.394-0.038-0.581-0.113-4.199-1.68-9.166-6.646-10.846-10.846-0.202-0.504-0.234-1.294 0.758-2.193 0.528-0.478 1.258-0.927 1.964-1.361 0.531-0.327 1.081-0.664 1.482-0.98 0.461-0.363 0.53-0.542 0.538-0.571-0.011-0.413-0.827-2.018-2.351-3.997-1.772-2.302-2.955-3.143-3.259-3.195z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">09158918379<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dd460a e-grid-align-left elementor-widget__width-inherit elementor-shape-rounded elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"4dd460a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin-in elementor-repeater-item-5c784ac\" href=\"https:\/\/www.linkedin.com\/in\/alquin-dagamina-547517112\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin-in<\/span>\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-linkedin-in\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b334270 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"b334270\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:500}\">\n\t\t<div class=\"elementor-element elementor-element-782a4fe e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"782a4fe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:500}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-434b9ad e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"434b9ad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:500}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>AML\/CTF training requirements apply to all staff involved in providing designated services, including support staff who handle customer information. Training must cover obligations, red flags and internal reporting, and must be documented in a way that evidences understanding rather than attendance alone.<\/p>","protected":false},"author":5,"featured_media":37563,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[415,339,417,410],"tags":[448,449,446,447],"class_list":["post-37554","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accounting-and-tax","category-aml-ctf-compliance","category-managed-legal-operations","category-private-enterprise-advisory","tag-aml-compliance-training-professional-services","tag-aml-ctf-training-documentation","tag-aml-ctf-training-requirements","tag-austrac-staff-training-obligations","entry","has-media"],"_links":{"self":[{"href":"https:\/\/www.dbaadvisory.com\/en\/wp-json\/wp\/v2\/posts\/37554","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dbaadvisory.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dbaadvisory.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dbaadvisory.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dbaadvisory.com\/en\/wp-json\/wp\/v2\/comments?post=37554"}],"version-history":[{"count":53,"href":"https:\/\/www.dbaadvisory.com\/en\/wp-json\/wp\/v2\/posts\/37554\/revisions"}],"predecessor-version":[{"id":37761,"href":"https:\/\/www.dbaadvisory.com\/en\/wp-json\/wp\/v2\/posts\/37554\/revisions\/37761"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dbaadvisory.com\/en\/wp-json\/wp\/v2\/media\/37563"}],"wp:attachment":[{"href":"https:\/\/www.dbaadvisory.com\/en\/wp-json\/wp\/v2\/media?parent=37554"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dbaadvisory.com\/en\/wp-json\/wp\/v2\/categories?post=37554"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dbaadvisory.com\/en\/wp-json\/wp\/v2\/tags?post=37554"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}